ComparePI Terms And Conditions

All copyright and other intellectual property rights in any material (including text, photographs and other images and sound) contained in this website is either owned by ComparePI LLP or has been licensed to ComparePI LLP by the rights owner(s) so that ComparePI LLP can use this material as part of its website. You are only allowed to use this website and the material contained in the website as set out below. If you wish to do anything else with any of the material you must obtain the written permission of the owner of the rights in that material.

This website contains trade marks, including the ComparePI LLP name and logo. All trade marks included on this website belong to ComparePI LLP or have been licensed to ComparePI LLP by the trade mark owner(s) for use on this website. You are not allowed to copy or otherwise use any of these trade marks in any way except as set out below. If you wish to do anything else with any of the trade marks you must obtain the written permission of the owner of that trade mark. 

What You Are Allowed to Do

You may access any part of the website to which access is open to all users. 
Access to some parts of the website is only possible by password. You may only access these parts of the website if you have a valid password. 
You may print off one copy only of any individual page for your own personal use, as long as you do not do any of the things set out under "What You Are Not Allowed to Do". 

What You Are Not Allowed to Do

You are not allowed to copy (whether by printing off onto paper, storing on disk or in any other way), distribute (including distributing copies), alter or tamper with in any way or otherwise use any material contained in the website except as set out under "What You Are Allowed to Do". 
You are not allowed to copy or use any material from the website for any commercial purpose at all 
You are not allowed to remove any copyright, trade mark or other intellectual property notices contained in the original material from any material copied or printed off from the website.

Disclaimer

Any purchase of any insurance product(s) available through this website will be subject to these terms and conditions and the relevant policy terms and conditions. 
You are solely responsible for deciding whether any of our products or services are suitable for your purposes. Please read the relevant policy terms and conditions carefully before buying any insurance policy. If you need any advice before buying any insurance policy please contact your usual independent financial adviser or insurance adviser.

This website includes links to external websites. It also includes email links to a number of suppliers of services and/or products. These links are provided in order to help you find relevant services and/or products which may be of interest to you quickly and easily. You are solely responsible for deciding whether any of these services and/or products are suitable for your purposes. ComparePI LLP is not responsible for the suppliers of these services and/or products or the goods or services they supply or for the content of their websites and does not give or enter into any conditions, warranties or other terms or representations in relation to any of these.

All information or advice provided as part of the "Frequently Asked Questions" section of this website is intended to be general in nature and you should not rely on it in connection with any security decision. ComparePI LLP is not liable for any action you may take as a result of relying on such information or advice or for any loss or damage suffered by you as a result of you taking this action.


Changes to Terms and Conditions and Disclaimer

ComparePI LLP may change the terms and conditions and disclaimer set out above from time to time. By browsing this website you are accepting that you are bound by the current terms and conditions and disclaimer and so you should check these each time you revisit the site. 


Changes to/Operation of Website

ComparePI LLP may change the format and content of this website (or of any insurance products or services offered via this website) at any time. 
ComparePI LLP may suspend the operation of this website (or suspend provision of any insurance products or services offered via this website) for support or maintenance work, in order to update the content or for any other reason. 
ComparePI LLP reserves the right to terminate access to this website (and to products and services offered via the website) at any time and without notice. 

Data Protection

Personal details provided to ComparePI LLP through this website will only be used in accordance with our privacy policy. Please read this carefully before proceeding. By providing your personal details to us you are consenting to its use in accordance with our privacy policy. 

Sales of Insurance Product

All quotations given via this website will remain valid for a period of 30 days from the date on which they are given.

All statements made by you or information provided by you to ComparePI LLP are your responsibility. If you fail to disclose any relevant information or provide any inaccurate information, this may invalidate your insurance policy.

Once you have submitted a proposal for insurance via this website (including any proposal for an update of an existing insurance policy), the proposal will not be accepted (and you will not insured) until such time as you receive confirmation from ComparePI LLP that this is the case. This confirmation may be through the website or by email, telephone or post.

The decision as to whether to offer you insurance cover is at ComparePI LLP' discretion and we are not bound to do so.

Orders are not binding upon ComparePI LLP until accepted by ComparePI LLP. ComparePI LLP reserves the right to cancel orders resulting from typographical and/or mathematical computation errors.

In assessing whether or not to offer insurance cover in response to proposals submitted via this website, ComparePI LLP will not refuse the proposal concerned solely on the basis of processing personal data by automatic means. If the effect of any automated decision making process is not to accept the proposal, then the proposal is referred to a non-automated decision making process conducted by ComparePI LLP or on ComparePI LLP's behalf.

The above referral process does not apply where a proposal is automatically refused because the type of cover requested is not offered by ComparePI LLP through our website, for example where the level of cover requested falls below the minimum level of cover available through this website. However, this type of automatic refusal is not based solely on the processing by automatic means of personal data. It is based on the parameters set for the insurance products available through this website.

Once insurance has been effected by ComparePI LLP (including any insurance effected following an update of an existing policy), ComparePI LLP will provide you with prompt written confirmation that this is the case. ComparePI LLP will also advise you in writing of the relevant insurance premium and any fees or charges which are payable separately, as well as the purpose of any related services.

ComparePI LLP will provide you with an electronic copy of your policy schedule. You will be able to view your policy wording on this website. It will also be available in hard copy on request.

ComparePI LLP will notify you of any changes to the terms and conditions of your insurance policy and will give reasonable notice for any changes which are due to take effect. Notification of changes will be provided to you in hard copy. You will be able to view the new policy wording on this website. It will also be available in hard copy on request.

Once insurance has been effected, you may view your policy through this website. Any information submitted by you will not be deemed to have been received by ComparePI LLP until you have received confirmation from us that it has been received. Such confirmation may be through the website or by email, telephone or post.

You should keep a copy of all information submitted to or received from us for your records.

ComparePI LLP will use its best endeavors to reply promptly to all correspondence. Such reply may be by email or in writing. 

Complaints Procedure

If you have a question or complaint, please contact us or write to the Administration Manager, ComparePI LLP, Beech House, Journeymans Way, Southend Office Village, Southend-on-Sea, Essex. SS2 5TF. If you are not satisfied with the way your complaint has been dealt with, you may ask the Financial Ombudsman to review your case without affecting your legal rights.
The address is:

Financial Ombudsman Service,
South Quay Plaza
183 Marsh Wall
London E14 9SR
Telephone: 0845 080 1800.

If you contact them or ComparePI LLP, please quote the policy number shown in the schedule.

Jurisdiction

We only sell insurance to residents of the UK. 
These terms and conditions are governed by and are to be interpreted in accordance with English law and in the event of any dispute arising in relation to these terms and conditions the English courts will have non-exclusive jurisdiction over such dispute.